More Coverage

We offer more coverage than you’ll find elsewhere, and thanks to the power of pooling, you’ll enjoy significantly lower cost than the commercial insurance market so you’ll protect your budget, too.

Stable, Predictable Rates

Frustrated with skyrocketing insurance rates? Our property/casualty rates haven’t increased in more than 20-years, and our annual health PPO rate has increased an average of only 1.8% over the past five years. The predictability of our stable rates is just one reason why more than 90 percent of our members recommend joining PDRMA.

Member-driven

And since we’re member controlled, new coverages are added as members need them.