The PDRMA Health Program offers a variety of quality benefits to choose from to create an agency-specific benefit plan. Each member agency chooses plans that all employees have the option to enroll in independently. For example, a member could offer the $250 PPO and the HMO, basic dental, a $200 vision benefit, EAP, and $50,000 of life insurance for each employee.
1. PPO Medical Plan — The PPO is a self-funded, comprehensive medical plan with prescription coverage. There are five deductible options:
2. PPO Medical Plan with Health Reimbursement Account (HRA) — There are three deductible with HRA additional options:
3. HMO Plan — Blue Cross Blue Shield of Illinois.
4. All three — Employees choose which they want to enroll in.
Dental PPO — Delta Dental of Illinois. There are two options:
Vision Plan — A self-funded indemnity reimbursement plan with two annual limits to choose from:
The PDRMA Health Program covers: