Outbreak Expense


PDRMA's Outbreak Expense Coverage pays a daily fixed rate, after a waiting period, if a public health official closes a member's facility as a result of one of the covered causes. The triggering event for this coverage is a public health official closing a member-owned and operated building.

Unlike standard property coverage, there does not need to be any physical damage or loss to the property, and the member can use the money paid through the coverage as he chooses.